{"id":57792,"date":"2026-02-05T13:00:00","date_gmt":"2026-02-05T18:00:00","guid":{"rendered":"https:\/\/cimbcc.org\/test2\/?p=57792"},"modified":"2026-02-05T15:29:28","modified_gmt":"2026-02-05T20:29:28","slug":"prevenez-le-vol-didentite","status":"publish","type":"post","link":"https:\/\/cimbcc.org\/test2\/prevenez-le-vol-didentite\/","title":{"rendered":"Pr\u00e9venez le vol d\u2019identit\u00e9"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"125\" height=\"176\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/photo_le_corre_yves-e1760293919282.jpg\" alt=\"Yves Le Corre\" class=\"wp-image-56631\"\/><figcaption class=\"wp-element-caption\">Yves Le Corre<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">L\u2019<a href=\"https:\/\/www.tvanouvelles.ca\/emissions\/je\" target=\"_blank\" rel=\"noreferrer noopener\">\u00e9mission J.E <\/a>du 22 janvier 2026 a pr\u00e9sent\u00e9 un reportage sur le <a href=\"https:\/\/fr.wikipedia.org\/wiki\/Usurpation_d'identit%C3%A9\" target=\"_blank\" rel=\"noreferrer noopener\">vol d\u2019identit\u00e9<\/a>. Des cas de fraudeurs qui empruntent \u00e0 votre nom ont \u00e9t\u00e9 pr\u00e9sent\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Une solution pour s\u2019en prot\u00e9ger, c\u2019est de geler ou de verrouiller votre <a href=\"https:\/\/fr.wikipedia.org\/wiki\/Dossier_de_cr%C3%A9dit\" target=\"_blank\" rel=\"noreferrer noopener\">dossier de cr\u00e9dit<\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici comment proc\u00e9der&nbsp;aupr\u00e8s des deux <a href=\"https:\/\/fr.wikipedia.org\/wiki\/%C3%89valuation_des_risques-clients\" target=\"_blank\" rel=\"noreferrer noopener\">agences d\u2019\u00e9valuation de cr\u00e9dit<\/a>, <em><a href=\"https:\/\/fr.wikipedia.org\/wiki\/Equifax\" target=\"_blank\" rel=\"noreferrer noopener\">Equifax<\/a><\/em> et <em><a href=\"https:\/\/en.wikipedia.org\/wiki\/TransUnion\" target=\"_blank\" rel=\"noreferrer noopener\">TransUnion<\/a><\/em>.<\/p>\n\n\n\n<!--more-->\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\"><em>Equifax<\/em><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Voici la <a href=\"https:\/\/www.equifax.ca\/fr\/personnel\/produits\/dossier-de-cr%C3%A9dit-de-consommateur\/\" target=\"_blank\" rel=\"noreferrer noopener\">page d\u2019accueil <\/a>du site de <em>Equifax<\/em>.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"365\" height=\"444\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_1.png\" alt=\"\" class=\"wp-image-57793\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_1.png 365w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_1-247x300.png 247w\" sizes=\"auto, (max-width: 365px) 100vw, 365px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Avec le bouton <strong>Commencer<\/strong>, il faut alors g\u00e9rer les param\u00e8tres de <a href=\"https:\/\/fr.wikipedia.org\/wiki\/Cookie_(informatique)\" target=\"_blank\" rel=\"noreferrer noopener\">t\u00e9moins<\/a> <em>(cookies)<\/em> comme sur la plupart des sites Web.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La cr\u00e9ation d\u2019un compte se fait en trois \u00e9tapes.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><em>1. Compl\u00e9tez les champs<\/em><\/h5>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"566\" height=\"331\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_2.png\" alt=\"\" class=\"wp-image-57794\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_2.png 566w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_2-300x175.png 300w\" sizes=\"auto, (max-width: 566px) 100vw, 566px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Le num\u00e9ro d\u2019assurance sociale (NAS) est optionnel, car ils l\u2019ont d\u00e9j\u00e0.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><em>2. V\u00e9rification du compte<\/em><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Vous demandez ensuite de recevoir un code unique temporaire (quelques minutes) pour la v\u00e9rification avec le courriel ou le num\u00e9ro de cellulaire.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"282\" height=\"176\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_3-e1770212938549.png\" alt=\"\" class=\"wp-image-57795\"\/><\/figure>\n<\/div>\n\n\n<h5 class=\"wp-block-heading\"><em>3. Compl\u00e9tez la commande<\/em><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Vous avez cr\u00e9\u00e9 votre compte gratuit.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"380\" height=\"315\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_4.png\" alt=\"\" class=\"wp-image-57796\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_4.png 380w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_4-300x249.png 300w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Il n&rsquo;est pas n\u00e9cessaire de cocher ici.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici maintenant leur tentative de vous vendre un abonnement mensuel. Ce n\u2019est pas n\u00e9cessaire.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"407\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_5a.png\" alt=\"\" class=\"wp-image-57802\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_5a.png 598w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_5a-300x204.png 300w\" sizes=\"auto, (max-width: 598px) 100vw, 598px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Vous avez alors acc\u00e8s \u00e0 votre dossier de cr\u00e9dit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Merci \u00e0 notre gouvernement, car ce privil\u00e8ge est unique au Qu\u00e9bec.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><em>Verrouillage du dossier de cr\u00e9dit<\/em><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Sur la page d\u2019accueil, vous pouvez g\u00e9rer cet aspect.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"523\" height=\"265\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_6.png\" alt=\"\" class=\"wp-image-57803\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_6.png 523w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_6-300x152.png 300w\" sizes=\"auto, (max-width: 523px) 100vw, 523px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez alors cliquer sur <strong>G\u00e9rer le verrouillage<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec un dossier verrouill\u00e9, votre cr\u00e9dit est bloqu\u00e9 \u00e0 toute nouvelle demande&nbsp;de cr\u00e9dit. Vous avez le contr\u00f4le !<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"448\" height=\"336\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_7.png\" alt=\"\" class=\"wp-image-57804\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_7.png 448w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_7-300x225.png 300w\" sizes=\"auto, (max-width: 448px) 100vw, 448px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Pour terminer, n\u2019oubliez pas de fermer votre session.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"198\" height=\"223\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_8.png\" alt=\"\" class=\"wp-image-57806\"\/><\/figure>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\"><em>TransUnion<\/em><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Utilisez Chrome pour cr\u00e9er votre compte gratuit avec <a href=\"https:\/\/secure-ocs.transunion.ca\/secureocs\/home.html\" target=\"_blank\" rel=\"noreferrer noopener\">ce lien<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compl\u00e9tez les informations requises \u00e0 l&rsquo;\u00e9tape 1.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"672\" height=\"310\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_9.png\" alt=\"\" class=\"wp-image-57808\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_9.png 672w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_9-300x138.png 300w\" sizes=\"auto, (max-width: 672px) 100vw, 672px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Saisissez un mot de passe \u00e0 l\u2019\u00e9tape 2. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"263\" height=\"50\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_10.png\" alt=\"\" class=\"wp-image-57810\"\/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Vous arrivez ensuite \u00e0 la page du menu de l&rsquo;\u00e9tape 3. Vous pouvez alors consulter votre fiche de cr\u00e9dit et g\u00e9rer votre gel de cr\u00e9dit. <\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><em>Verrouillage du dossier de cr\u00e9dit<\/em><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Voici leurs explications sur le gel de cr\u00e9dit.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"666\" height=\"407\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_11.png\" alt=\"\" class=\"wp-image-57812\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_11.png 666w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_11-300x183.png 300w\" sizes=\"auto, (max-width: 666px) 100vw, 666px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez alors geler votre fiche et quitter par la suite.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><em>Mes essais rat\u00e9s<\/em><\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">J\u2019ai eu plusieurs difficult\u00e9s \u00e0 pouvoir acc\u00e9der \u00e0 ce compte gratuit. La premi\u00e8re fois, je suis tomb\u00e9 \u00e0 la fin de mon inscription sur cet \u00e9nonc\u00e9.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"124\" src=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_12.png\" alt=\"\" class=\"wp-image-57815\" srcset=\"https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_12.png 683w, https:\/\/cimbcc.org\/test2\/wp-content\/uploads\/chip_2026_02_identite_12-300x54.png 300w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Apr\u00e8s plusieurs essais, un appel au soutien (1-888-228-4939) et une r\u00e9inscription, j\u2019ai enfin r\u00e9ussi \u00e0 acc\u00e9der \u00e0 mon compte gratuit. Leur processus est complexe.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">Mise en garde<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ff0101\" class=\"has-inline-color\">Ces actions vous emp\u00eacheront de contracter un emprunt. <\/mark><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tant que vous n\u2019en avez pas besoin, \u00e7a vous prot\u00e8ge. Vous gardez vos acc\u00e8s au cas o\u00f9 vous en auriez besoin pour d\u00e9geler votre fiche de cr\u00e9dit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yves Le Corre<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">Note de l&rsquo;\u00e9diteur<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Le gel de votre dossier de cr\u00e9dit a aussi \u00e9t\u00e9 abord\u00e9 dans <a href=\"https:\/\/cimbcc.org\/test2\/bloquer-votre-dossier-de-credit-pour-prevenir-les-fraudes-et-apprendre-une-langue-avec-google-traduction\/\" target=\"_blank\" rel=\"noreferrer noopener\">un article <\/a>de Denis Charron en date du 24 octobre 2025.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R. Gervais<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019\u00e9mission J.E du 22 janvier 2026 a pr\u00e9sent\u00e9 un reportage sur le vol d\u2019identit\u00e9. Des cas de fraudeurs qui empruntent \u00e0 votre nom ont \u00e9t\u00e9 pr\u00e9sent\u00e9s. Une solution pour s\u2019en prot\u00e9ger, c\u2019est de geler ou de verrouiller votre dossier de cr\u00e9dit. Voici comment proc\u00e9der&nbsp;aupr\u00e8s des deux agences d\u2019\u00e9valuation de cr\u00e9dit, Equifax et TransUnion.<\/p>\n","protected":false},"author":43,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[2435,2384,95,1424,2385,266],"class_list":["post-57792","post","type-post","status-publish","format-standard","hentry","category-chronique-securite","tag-dossier-de-credit","tag-equifax","tag-fraude","tag-prevention-de-la-fraude","tag-transunion","tag-vol-didentite"],"_links":{"self":[{"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/posts\/57792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/users\/43"}],"replies":[{"embeddable":true,"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/comments?post=57792"}],"version-history":[{"count":16,"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/posts\/57792\/revisions"}],"predecessor-version":[{"id":57833,"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/posts\/57792\/revisions\/57833"}],"wp:attachment":[{"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/media?parent=57792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/categories?post=57792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cimbcc.org\/test2\/wp-json\/wp\/v2\/tags?post=57792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}